Real Estate Financing: loan rate zero
Today , banks have signed an agreement with the State may offer interest-free loans that may apply to the construction or purchase of housing.
note, the zero-interest loan may not finance a project on its own real estate financing, but must always be complementary to other conventional loan with interest.
To be a beneficiary, you must not have owned over the two years preceding the loan application, unless you are disabled Level 2 / 3, disabled (AAH), disaster victims with damage to your previous home.
The award criteria are based on your income tax and the number of person to occupy the future home and your location
Since 1 April 2008, the revenues considered are those from
year N-2 (income for the preceding year) for loan applications issued between January 1 and May 31, the
year N-1 (income last year) for loan applications issued between June 1 and December 31.
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